Jump Start your Debt-Free Journey

Impact Debt is your ally in mastering your finances. We offer effective debt relief solutions, tailored to help you break free from debt more quickly than you might think. Our commitment is to your financial resurgence, providing realistic, affordable strategies for a stable and debt-free future.

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How it works

Step 1

Personalized Assessment

We begin by understanding your specific debt situation, ensuring our solutions are aligned with your unique challenges and goals.

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Step 2

Customized Plan Development

Next, we craft a debt relief strategy that resonates with your circumstances, offering choices that put you in control of your financial journey.

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Step 3

Connection to Tailored Programs

Finally, we connect you with the most suitable debt relief programs, handpicked to offer effective relief and a clear path to financial stability.

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Frequently Asked Questions

Debt settlement involves negotiating with your creditors to allow you to pay a lump sum that is less than the total amount you owe. It's a strategy used to resolve your debts for less than what you owe, offering a potential path out of significant debt.

Typically, unsecured debts such as credit card debts, personal loans, and medical bills can be settled. Secured debts, like home mortgages or auto loans, are not usually eligible for debt settlement.

Debt settlement can have a negative impact on your credit score in the short term, as it involves not paying your debts in full. However, it can be a strategic step towards resolving overwhelming debt and eventually rebuilding your financial health.

No, they are different. Debt settlement is a process of negotiating with creditors to pay less than what you owe. Bankruptcy is a legal proceeding that involves a court decision on the settlement of your debts. Bankruptcy can have a more significant and longer-lasting impact on your credit score.

Our program begins with a comprehensive assessment of your financial situation. Based on this, we negotiate with your creditors on your behalf to reduce the amount you owe. Our goal is to reach a settlement that's significantly less than your current debt balances.

The process varies depending on your individual debt amount and the negotiations with creditors. Most clients can expect to complete the debt settlement process within 24 to 48 months.

We believe in transparency. Any fees associated with our services are clearly explained during your initial consultation and typically depend on the amount of debt and the success of our negotiations on your behalf.

If you encounter any financial difficulties during the program, we encourage you to contact us immediately. We are here to support you and can explore options to adjust your program as needed.

Our client-first approach and successful negotiation strategies set us apart. We're dedicated to finding the most beneficial debt settlement terms for you, focusing on reducing your debt significantly and helping you regain financial control.

Beginning is straightforward. Complete our online form or give us a call to schedule a free, no-obligation consultation. We'll discuss your specific circumstances and determine the best path forward for your debt settlement.